Insurance Resources ~ Your resource for all insurance needs

As our client you deserve SUPERIOR SERVICE and INFORMATION to assist you in choosing the insurance coverage you need to protect your family and business. We also believe educating you about your insurance options ensures your piece of mind in knowing you are properly and adequately protected. Below are a few frequently asked questions and facts that may be of interest to you.

Questions and Facts about Insurance

Do I live in a Flood Zone?

If you live in Florida, you live in a Flood Zone. This became more apparent after the devastating hurricanes that hit Florida in 2004. Everyone in Florida lives in a flood zone, but some areas are more likely to flood than others. In fact, 25-30% of flood claims are paid to homeowners living in low to moderate flood zones. Please take the time to discuss flood coverage when speaking with one of our Customer Service Representatives or Agents.

Why do I need to have my home insured for its replacement cost, isn’t that expensive?

We believe that it is in our insured’s best interest to have replacement cost coverage on your home. In the event of a loss, you would need to repair or rebuild your home at current building costs, and today’s construction prices are much greater than they were 5 years ago. Therefore, it is necessary to discuss Replacement Cost coverage with your Agent.

Did you know that 64% of the people living in rental properties do not have insurance?

This puts you at risk. In most cases, if your rental apartment or home sustains damage, you would be responsible for the damage to your personal belongings including your furniture, stereo, computer and television, etc. You put a lot of thought into selecting and purchasing the items you own, so it only makes sense to put just as much thought into protecting those items with proper insurance coverage as well.

How can I reach my Agent?

Insurance Resources is open Monday-Friday from 9:00 am to 5:00 pm. Agents and Customer Service Representatives can be reached by phone, fax, or email. CLICK HERE to see our contact information . You can also reach many carriers 24 hours a day and on the internet.

The best advice we can give you about your insurance program is that it’s equally as important as the thought, time and consideration put into the purchase and maintenance of your home, auto, boat, or business. The premium you pay now will mean peace of mind later in the event of a loss.